Privacy Policy

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Effective Date: December 12, 2024

At Conceptequities.com ("we," "our," or "us"), we value your privacy and are committed to safeguarding your personal information. This Privacy Policy explains how we collect, use, share, and protect the personal data that you provide when using our website (www.conceptequities.com) and accessing our capital funding and investment services ("Services"). By using our Site and Services, you consent to the practices described in this Privacy Policy.

We may collect personal information you provide when registering, subscribing, or using our Services, including:

• Identity Information: Full name, date of birth, nationality, company name (if applicable)
• Contact Information: Email address, phone number, postal address
• Financial Information: Income, investment history, assets, liabilities, financial goals, and risk preferences
• Investment-Related Information: Your investment interests, portfolio details, preferences, or objectives for capital funding or investment
• Business Information: If you're seeking capital funding, details about your business, such as financial statements, business plans, ownership structure, and other relevant documents
• Tax Identification Number (TIN): For clients needing financial services related to investment funds or loans

We automatically collect information about how you interact with our Site, including:

• IP address, browser type, operating system
• Pages visited, time spent on pages, and interactions with elements of the Site
• Referring website or search query (how you arrived at our Site)
• Device information (if accessing via mobile or tablet)

We use cookies, web beacons, and similar tracking technologies to track your use of our Site and improve your experience. Cookies help us remember your preferences, personalize content, and analyze usage patterns. You can manage or disable cookies through your browser settings, but some features may not function properly if cookies are disabled.

We use the personal information we collect for the following purposes:

• To provide our Services: To offer capital funding, investment advisory, financial planning, and other services as requested.
• To evaluate funding and investment opportunities: To assess your financial needs, investment preferences, and eligibility for capital funding, loans, or investments.
• To process transactions: To process payments for investments, funding services, or related services.
• To communicate with you: To send you updates, account notifications, or information related to your investments, funding requests, or other relevant services.
• To personalize your experience: To tailor our offerings, such as investment recommendations or funding opportunities, to better meet your needs and goals.
• To comply with legal and regulatory obligations: To meet applicable financial regulations (e.g., anti-money laundering (AML), know-your-customer (KYC) compliance), tax reporting, or other legal obligations.
• To improve our services: To conduct research, analytics, and improvements based on your usage of the Site and feedback.
• Marketing and Promotions: To send you promotional emails or materials regarding new funding opportunities or investment products (if you opt-in).

• We use SMS messaging to provide time-sensitive updates, account notifications, investment opportunities, and other relevant information to users who have opted in. By providing your phone number and consenting to receive SMS communications, you agree to receive such messages. Message frequency may vary, and Message and Data Rates may apply.
• You can opt out of receiving SMS messages at any time by replying STOP to any message. For further assistance, reply HELP or contact us at inquire@conceptequities.com.
• We do not share your phone number with third parties for their marketing purposes. Your SMS communication preferences will be handled in compliance with this Privacy Policy and applicable regulations.

Opting In for SMS Communications

• We collect and use your phone number to send SMS notifications when you voluntarily provide it through our website, written forms, or during verbal consent. By opting in, you agree to receive messages as described in this Privacy Policy.

Concept Equities LLC does not sell, rent, or share your personal information with third parties for their marketing purposes. We are committed to protecting your data and ensuring compliance with industry standards, including 10DLC requirements.

We may share your personal information with trusted third-party service providers to help operate our Site and provide Services. These may include:

• Financial service providers: Investment platforms, loan processors, portfolio managers
• Payment processors: For transactions and investment payments
• Legal and compliance advisors: To ensure we meet regulatory requirements (e.g., KYC, AML checks)
• IT and hosting providers: For website and data hosting services, technical support

These third parties are obligated to use your information only to perform services for us and are not permitted to use your personal data for any other purpose.

We may disclose your information to comply with legal obligations, such as:

• Responding to subpoenas, court orders, or other legal processes
• Meeting regulatory and compliance requirements for financial institutions or capital funding services
• Protecting against fraud, illegal activities, or other risks to our business or customers

If Conceptequities.com is involved in a merger, acquisition, or sale of assets, your personal information may be transferred to the new entity. We will notify you of such changes and update this Privacy Policy accordingly.

We take appropriate technical, organizational, and physical measures to protect your personal data. We use encryption, secure servers, and other security technologies to safeguard your information from unauthorized access, alteration, or loss. However, please be aware that no security system is completely secure, and we cannot guarantee the absolute security of your data.

You can request access to your personal information that we hold and request that we correct or update it if it's inaccurate or incomplete.

You may opt out of receiving promotional or marketing communications from us at any time by clicking the "unsubscribe" link in our emails or by contacting us directly at inquire@conceptequities.com.

You can manage your cookie preferences through your browser settings. Disabling cookies may impact your experience on our Site, and some features may not work properly.

You can request the deletion of your personal information. We will honor your request to delete your information unless we need to retain it for legal or regulatory purposes.

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law, including for compliance with tax, legal, and regulatory obligations. After this period, we will delete or anonymize your personal information, unless it is required for legal or contractual reasons.

Our Services are not intended for individuals under the age of 18, and we do not knowingly collect personal data from children. If we discover that we have inadvertently collected data from a child, we will take steps to delete it as soon as possible.

Your personal data may be transferred to and stored on servers located outside of your country of residence, including in countries with different data protection laws. By using our Site and Services, you consent to the transfer of your personal data to these jurisdictions.

We may update this Privacy Policy from time to time to reflect changes in our data practices, regulatory requirements, or business operations. We will post the updated policy on this page, and the "Effective Date" at the top of the page will indicate when the changes were made. We encourage you to review this Privacy Policy periodically.

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: inquire@conceptequities.com